Tailor-made services for quality support
Agricultural insurance advisory and risk management
At ROUX AFRIQUE, we provide farmers, insurers, and all stakeholders across the agricultural value chain with independent insurance advisory and risk management services. Our mission is to assess, secure, and support agricultural operations in the face of climatic, sanitary, and economic risks, while fully integrating on‑the‑ground realities and the financial challenges specific to each farm or agribusiness.
We intervene across the entire spectrum of agricultural risk and asset analysis—land, buildings, livestock, equipment—through to the definition of tailored insurance and prevention strategies, and finally the support provided in the event of a loss to ensure fair, transparent, and well‑documented compensation.
This comprehensive approach protects the value of agricultural operations, strengthens the resilience of entire value chains, and provides decision‑makers (farmers, insurers, and public or private investors) with a clear, objective, and actionable understanding of the risks they face.
Our agricultural insurance expertise
We operate across the entire agricultural insurance cycle, from the initial risk assessment through to loss compensation, while providing strategic advisory support to farmers, insurers and stakeholders across the value chain.
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Agricultural asset valuation
Our teams conduct detailed and fully documented assessments of all agricultural assets, including farmland and cultivated parcels, livestock and storage buildings, agricultural machinery and equipment, as well as livestock and other biological assets. These valuations form the foundation for determining appropriate insured values, structuring suitable insurance coverage, and securing transactions such as sales, inheritance processes, financing arrangements or partnership agreements.
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Analyse des risques et recommandations de couverture
We analyse the risks to which agricultural operations are exposed, including climatic, sanitary, technical and economic risks, and provide insurance coverage scenarios tailored to the specific risk profile, prevention and mitigation measures such as improved cultivation practices, biosecurity and diversification, as well as contractual recommendations designed to better align farmers’ needs with insurers’ offerings.
The objective is to reduce the vulnerability of agricultural operations and to optimise the balance between cost and level of protection.
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Risk analysis and coverage recommendations
In the event of a loss, we act as a trusted independent representative to record and quantify the damage affecting crops, buildings, equipment and livestock, assess the causes and verify alignment with the coverage purchased, document the losses and facilitate the processing of claims with insurers. Our approach ensures fair, transparent and well-substantiated compensation while using each loss event to strengthen future prevention practices.
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Claims management and facilitated resolution in the event of disagreements
When differences of opinion arise between parties such as the insured, the insurer, business partners or associates, our experts can intervene in the context of an amicable assessment, provide an objective analysis of the technical and economic facts, and contribute to the development of a balanced and fully documented resolution.
Objectif final : To sustainably protect agricultural operations, secure the value generated across rural territories and reinforce the resilience of agricultural value chains in the face of rising climatic, sanitary and economic risks.
The benefits of this operation for the agricultural sector, when ROUX AFRIQUE intervenes as the insured’s expert, are as follows:
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Valorisation of the farm and its organisation
Clear, structured and objective presentation of the prevention systems, the level of safety and the maturity of risk management within the agricultural operation including crops, livestock, storage and logistics. Acting as the insured’s expert, ROUX AFRIQUE highlights the strengths of the operation and the reality of its prevention efforts.
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Reliable assessment of agricultural risk quality
Provision of a precise and credible assessment enabling the farm manager and decision makers to understand operational control, residual vulnerabilities and potential impacts on production. ROUX AFRIQUE’s intervention ensures an independent interpretation built in the best interest of the insured.
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Optimal calibration of agricultural insurance conditions
A solid technical basis for adjusting guarantees, exclusions, deductibles and limits of crop, livestock, building or equipment insurance policies, thereby strengthening the position of the farm during renewals. As the insured’s expert, ROUX AFRIQUE helps to better align insurance conditions with on the ground realities.
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Enhanced understanding of agricultural exposures
Comprehensive analysis enabling the farm manager, the adviser, the broker and the insurer to fully understand the coverage challenges linked to climatic, sanitary and economic risks. ROUX AFRIQUE acts as an educator and interpreter of risk issues for the benefit of the insured.
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A structured tool for dialogue with the agricultural insurance market
Factual and documented support that facilitates exchanges with insurers, reinsurers, experts and other stakeholders in the agricultural value chain. Acting as the insured’s expert, ROUX AFRIQUE provides a structured argument to defend the quality of the farm’s risk.
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Strategic steering of prevention measures
A structured framework for prioritising corrective actions within the farm including infrastructure, cultivation practices and biosecurity, optimising prevention and strengthening risk control. ROUX AFRIQUE supports the farm manager in the concrete implementation of these measures in line with market expectations.
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Better preparation for insurance negotiations
Favourable positioning to protect the farm’s interests, safeguard its agricultural assets including land, livestock, buildings and crops, and ensure business continuity. ROUX AFRIQUE’s expertise as the insured’s expert enables negotiations to be approached with a solid and well substantiated technical file.
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Optimised claims and compensation management
Clarification of procedures, assessment criteria and documentation required in the event of a loss including climatic events, sanitary incidents, crop losses or livestock mortality, enabling faster claim processing, securing indemnity amounts and reducing tensions between the farm and insurance players. Acting as the insured’s expert, ROUX AFRIQUE assists the farm manager throughout the compensation process to best defend their rights and interests.